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Au Pair in England / UK: contract and insurance

Au Pair insurance in UK
The Au Pair's contract and insurance are some of the most important points on the Au Pair's way to the United Kingdom. In this post we will show you how to deal with this paperwork!

The Au Pair contract

British legislation doesn't specify what exactly the agreement should look like, therefore we recommend to use the official Au Pair contract and modify it according to your needs.
 
According to official sources, the participant should have a signed letter of invitation from the Host Family, which includes information of the stay, e.g. accommodation, working hours, pocket money, free time, holiday and general conditions. 
 
It is an important document in the Au Pair's visa application. Even if there is no need to apply for a visa, the agreement is still crucial. 
 
Discuss the subject together and specify your expectations towards each other. Note down all important points, such as:

Termination of the contract

If the Au Pair program doesn't seem to be a pleasant experience, you can always consider the termination of your relationship. Usually, there is a notice period of 2 weeks, during which both the Host Family and the Au Pair can find a replacement. 

 

The Au Pair insurance in UK

The National Health Service (NHS) governs the public healthcare in the United Kingdom. It is also responsible for hospital stays and basic medical services.
 
However, there are some additional points the Au Pair needs to arrange for a safe stay. Here we hope to shed a bit of light on this subject. 
 
You can find the general rules of the Au Pairs' health insurance here. The rules applying to Au Pairs from any EEA country are as follows: 

Health insurance for EEA citizens in the United Kingdom

Au Pairs from any EEA country can receive all the benefits of the National Health Service. Nonetheless, to enjoy the public healthcare in the United Kingdom, the Au Pair needs to apply for the European Health Insurance Card before the departure date. 
 
The participant who has used the NHS without the EHIC might have to pay for all the services received. 
 
The services that the EHIC covers may vary depending on the country. Thus, the service provided for free in one country isn't necessarily free in the United Kingdom. 
 
Before the departure date, the participant should make sure what services the EHIC covers in the United Kingdom. For instance, mountain rescue service is not covered by the EHIC and the Au Pair would have to cover the costs in case of any accident. 
 
The Au Pair can purchase an additional private travel insurance besides EHIC. AuPair.com recommends this option, as well as the Host Family's participation in all the insurance costs.

Health insurance for Non-EEA citizens in the United Kingdom

Participants from Non-EEA countries should get a private health and accident insurance for the whole stay before the departure. 
 
It is nearly impossible to purchase the insurance during the stay in the United Kingdom, in which case the applicants or the Host Families will have to cover the cost of all the medical services.
 
The exceptions are citizens from countries that have signed a reciprocal health agreement with the UK:

Anguilla Australia Bosnia and Herzegovina
British Virgin Islands Falkland Islands Gibraltar
Isle of Man Jersey Kosovo
Macedonia Montenegro Montserrat
New Zealand Serbia Turks&Caicos Isl.

According to different rules, the citizens of these countries are eligible to National Health Service in the United Kingdom. Usually the service is limited to necessary hospital treatment or immediate help, therefore we recommend a supplementary insurance. 
 
We are working with two companies that offer special Au Pair insurances, Dr. Walter and Care Concept.

Car insurance and driving license

Many Au Pairs will have to drive a car in the United Kingdom. Usually, if the Host Family allows the participant to drive a car, they need to communicate this to the insurance company. This way, the Au Pair will be able to drive a car safely in the United Kingdom.
 
Before the departure, the participant should also check if her/his driving license is valid in the United Kingdom. Remember, cars are driven on the left side of the road in the UK, so make sure this is not a serious obstacle for you.



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